New Day | Credit Canada; Does going to a credit counseling service really help when in credit card debt?

When you get out of debt, you may be suprised by what you get back.

Question by Linda Lee: Does going to a credit counseling service really help when in credit card debt?
Are there better routes to go when in credit card debt rather than debt services?

Best answer:

Answer by Scott K
the counseling service does as much harm as good if you ask me, i work in lending and ccs reflects similar to a bankruptcy on your actual credit, consolidation and planning is a much more efficient way to handle credit card debt, if you own a home the equity in that home is far and away the best way to take care of credit card debt.

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Do You Know How Much You Owe?; Does anyone know of a good agency that can handle consumer credit counseling?

Are you sure you know everyone you owe money to?
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Question by joie: Does anyone know of a good agency that can handle consumer credit counseling?
I have contacted different places that I found on websites or saw on t.v. ads about helping with credit card debt. My problem is that my 3 cards only come to approx $ 3500 & these places want me to have at least $ 10,000 in debt. Do you know of a non-profit agency that would take a lower amount in credit card debt & help us deal with the credit card companies? Thanks for your help!

Best answer:

Answer by G
hey,
try Incharge Debt solutions, they are non profitable

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