There are businesses out there that promise to improve your credit score for a price. But are they doing anything for you that you can’t do yourself?
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Question by Alyss K: Credit Counseling for debts that have been sent to collection agencies?
I am looking to consolidate my debt, its around $ 4000, excluding my school loans, which are deferred since I am still attending school. Where can I go to get things straightened out? I have around $ 1000 in medical bills and $ 800 in a wireless bill the rest are credit card bills. Is there anything I can do about the medical bills since I now have insurance? Any help/advice is much appreciate. You can spare the lectures, and the rude comments. I am trying to turn my life around, Thank You!
Best answer:
Answer by Judy
Credit councelling is a good move, just make sure its legitimate by the goverment. It should be free.
Consolidation and negotiation scams are increasing.
Google the name of the company first followed by the word complaint.
They take your money and do nothing for you.
Look up consumer credit councelling in the phone book – not on the net.
You can also get a book called credit repair for dummies.
It tells you what these companies (legitimate ones) do, and you can do it yourself.
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