Comments for Faith and Finance http://cordei.com Faith, Financial Freedom, Financial Independence, Debt Relief Sat, 11 Sep 2010 00:45:50 +0000 hourly 1 http://wordpress.org/?v=3.0.1 Comment on Public Perception of Infertility by Haley@Fertility http://cordei.com/2010/09/10/public-perception-of-infertility/comment-page-1/#comment-109252 Haley@Fertility Sat, 11 Sep 2010 00:45:50 +0000 http://cordei.com/2010/09/10/public-perception-of-infertility/#comment-109252 Thank you for sharing ! I was looking around and really like the site. Bookmarked for later. Thank you for sharing ! I was looking around and really like the site. Bookmarked for later.

]]> Comment on What can we do to protect ourselves if a relative decides to commit identity theft? by Rosy http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/comment-page-1/#comment-109164 Rosy Fri, 10 Sep 2010 22:35:18 +0000 http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/#comment-109164 Step 1 - Make a police report & please inform that you suspect your relatives has took them. Step 2 - Inform your banks involved as they will put a mark on your record and alert the officers which will be approving your loans or any other banks who call to check on referrals Step 3 - Dont ever signed anything that you have no idea about. Good luck Step 1 – Make a police report & please inform that you suspect your relatives has took them.

Step 2 – Inform your banks involved as they will put a mark on your record and alert the officers which will be approving your loans or any other banks who call to check on referrals

Step 3 – Dont ever signed anything that you have no idea about.

Good luck

]]> Comment on What can we do to protect ourselves if a relative decides to commit identity theft? by hakeem http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/comment-page-1/#comment-109163 hakeem Fri, 10 Sep 2010 22:22:35 +0000 http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/#comment-109163 You have good answers on here. But I'd like to add that when it comes to identity theft, people are mostly concerned about their credit. But don't forget that person also has your SSN number. Get a copy of your Social Security Earnings and Benefits statement as soon as possible to make sure that no one is using your social security number for employment (by selling it to illegal immigrants) You have good answers on here. But I’d like to add that when it comes to identity theft, people are mostly concerned about their credit. But don’t forget that person also has your SSN number. Get a copy of your Social Security Earnings and Benefits statement as soon as possible to make sure that no one is using your social security number for employment (by selling it to illegal immigrants)

]]> Comment on What can we do to protect ourselves if a relative decides to commit identity theft? by katrina http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/comment-page-1/#comment-109162 katrina Fri, 10 Sep 2010 21:55:18 +0000 http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/#comment-109162 Go to your bank and check your credit card. Make sure they have not taken anything out from your ATM. Change credit card number. And check out your loans at the the bank. Make sure you are all right. And the next thing I would do is turn your relative to the police. Before he hurts anyone else in the family. And wipes out their money in there credit cards. And loans. I heard they can get into your checking account. That's what happened to me. It was last year. I was on amazon.com I got this email. It said it was from them. They wanted my password and my personal info. They said if I didn't, they would take me off there selling list. And dopey me I believed them. I really thought it was really from amazon.com They sent the mail like 2 weeks before Christmas. Well I had a bad feeling I did something wrong. We went to the bank. And they traced it back to "ROMAINA" AND THEY GOT INTO OUR CHECKING ACCOUNT USING THE PASSWORD FOR THE ATM MACHINE. We were blessed they didn't head for the credit card. Well get it checked out now. Wish you well. By the way The bank gave me this number to call. It was the police. He was stern with me. That I gave information out. I never do it again. Never trust emails again. The police said that's what people do. If you can't trust relatives who can you trust. Go to your bank and check your credit card. Make sure they have not taken anything out from your ATM. Change credit card number. And check out your loans at the the bank. Make sure you are all right. And the next thing I would do is turn your relative to the police. Before he hurts anyone else in the family. And wipes out their money in there credit cards. And loans. I heard they can get into your checking account. That’s what happened to me. It was last year. I was on amazon.com I got this email. It said it was from them. They wanted my password and my personal info. They said if I didn’t, they would take me off there selling list. And dopey me I believed them. I really thought it was really from amazon.com They sent the mail like 2 weeks before Christmas. Well I had a bad feeling I did something wrong. We went to the bank. And they traced it back to “ROMAINA” AND THEY GOT INTO OUR CHECKING ACCOUNT USING THE PASSWORD FOR THE ATM MACHINE. We were blessed they didn’t head for the credit card. Well get it checked out now. Wish you well. By the way The bank gave me this number to call. It was the police. He was stern with me. That I gave information out. I never do it again. Never trust emails again. The police said that’s what people do. If you can’t trust relatives who can you trust.

]]> Comment on What should I charge for freelance marketing? by Stephen http://cordei.com/2010/09/10/what-should-i-charge-for-freelance-marketing/comment-page-1/#comment-109282 Stephen Fri, 10 Sep 2010 21:30:59 +0000 http://cordei.com/2010/09/10/what-should-i-charge-for-freelance-marketing/#comment-109282 First, figure out what your TIME is worth. That is basically the only thing you, as a self employed person, have to sell, your time and your talent. Although your talent is not used up doing a project, your time certainly is. So put some kind of round number on that, like $20, $25 or $50, $75, $100, $150, $500 dollars an hour, whatever you feel your time and talent is worth. That is your 'cost' that you will end passing on to your client (or as much of it as the market will bear), either as an hourly fee like lawyers, psychiatrists, and many consultants do, or absorbed into the price of the final product. In your case, the client sounds like they would prefer to just pay a fixed price for the whole job, so to figure that price out, you must first figure out what your time spent on the job cost you, hourly rate times the number of hours spent. That is your 'cost'. Obviously the more of that time you can reasonably charge the customer the more profitable you're going to be. So, to price your brochures or whatever your product is, you need to price in the cost of your time making them (in this case design work only) plus any incidental expenses, like the cost of supplies and materials, time spent having to procure them, etc. Once you have figured out your overall cost, you might want to add in another 20 or 30 per cent or so for overhead, the cost of your office, utilities, phones, computers, software, advertising and so forth. By now, you have reached some sort of 'price' that would make it worthwhile for you to do this job again and the one that comes after that, and so on. The only question then is whether that price is too much for your client to bear. So, to begin with, and since they are your first client, just tell them what your proposed price is and only provide further justification if they seem to be not in agreement. That's when you may learn what the 'competition' is charging for the same stuff. It may be that yours is too expensive, and you have to figure out a more efficient way to produce your stuff, etc. In the world of business, everything ends up being negotiated somehow. Its not always easy to get it right the first time, but many people just starting out give away their time and talents much too cheaply, especially at first. I was a self employed engineering consultant for 12 years so I have some experience with doing this whole self employment routine. And I was definitely famous for giving away my time for nothing and working too cheap. My justification was it allowed me to be much more selective about who I worked for and which clients I took on! Anyway, best of luck to you! The world needs more entrepreneurs like you, especially in today's economy. Pretty soon everyone is going to have to be an entrepreneur whether they want to be or not! Meanwhile, enjoy! PS: And don't say you are not a professional! You are! You got the project. You can do the project. End of discussion. First, figure out what your TIME is worth. That is basically the only thing you, as a self employed person, have to sell, your time and your talent. Although your talent is not used up doing a project, your time certainly is. So put some kind of round number on that, like $20, $25 or $50, $75, $100, $150, $500 dollars an hour, whatever you feel your time and talent is worth. That is your ‘cost’ that you will end passing on to your client (or as much of it as the market will bear), either as an hourly fee like lawyers, psychiatrists, and many consultants do, or absorbed into the price of the final product.

In your case, the client sounds like they would prefer to just pay a fixed price for the whole job, so to figure that price out, you must first figure out what your time spent on the job cost you, hourly rate times the number of hours spent. That is your ‘cost’. Obviously the more of that time you can reasonably charge the customer the more profitable you’re going to be.

So, to price your brochures or whatever your product is, you need to price in the cost of your time making them (in this case design work only) plus any incidental expenses, like the cost of supplies and materials, time spent having to procure them, etc. Once you have figured out your overall cost, you might want to add in another 20 or 30 per cent or so for overhead, the cost of your office, utilities, phones, computers, software, advertising and so forth. By now, you have reached some sort of ‘price’ that would make it worthwhile for you to do this job again and the one that comes after that, and so on. The only question then is whether that price is too much for your client to bear. So, to begin with, and since they are your first client, just tell them what your proposed price is and only provide further justification if they seem to be not in agreement. That’s when you may learn what the ‘competition’ is charging for the same stuff. It may be that yours is too expensive, and you have to figure out a more efficient way to produce your stuff, etc. In the world of business, everything ends up being negotiated somehow. Its not always easy to get it right the first time, but many people just starting out give away their time and talents much too cheaply, especially at first.

I was a self employed engineering consultant for 12 years so I have some experience with doing this whole self employment routine. And I was definitely famous for giving away my time for nothing and working too cheap. My justification was it allowed me to be much more selective about who I worked for and which clients I took on!

Anyway, best of luck to you! The world needs more entrepreneurs like you, especially in today’s economy. Pretty soon everyone is going to have to be an entrepreneur whether they want to be or not!

Meanwhile, enjoy!

PS: And don’t say you are not a professional! You are! You got the project. You can do the project. End of discussion.

]]> Comment on What can we do to protect ourselves if a relative decides to commit identity theft? by lnunley25 http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/comment-page-1/#comment-109161 lnunley25 Fri, 10 Sep 2010 21:15:32 +0000 http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/#comment-109161 You have access to a free credit report every year. So take advantage of that, not only do you have to worry about that relative you have to worry about others also. Especially if you use your card on-line to sites that aren't completely secure. If you do find something on your credit report that looks fishy. Get the address of all three credit agencies, Experian,Equifax,and Transunoin. Request your free report and you must file a dispute. A hundred words or less. After that occurs get in touch with each company that you see on their that you didn't authorize any type of debts. Once so they will have to investigate ,return your money and they could possibly face criminal charges (depending on you) for using your information without you actually giving consent. I hope the advice that I have given helps you. Good Luck and God Bless you and your family. You have access to a free credit report every year. So take advantage of that, not only do you have to worry about that relative you have to worry about others also. Especially if you use your card on-line to sites that aren’t completely secure. If you do find something on your credit report that looks fishy. Get the address of all three credit agencies, Experian,Equifax,and Transunoin. Request your free report and you must file a dispute. A hundred words or less. After that occurs get in touch with each company that you see on their that you didn’t authorize any type of debts. Once so they will have to investigate ,return your money and they could possibly face criminal charges (depending on you) for using your information without you actually giving consent. I hope the advice that I have given helps you. Good Luck and God Bless you and your family.

]]> Comment on If I get married to someone who has credit card debt, will I be responsible for her debts? by Jennifer http://cordei.com/2010/09/10/if-i-get-married-to-someone-who-has-credit-card-debt-will-i-be-responsible-for-her-debts/comment-page-1/#comment-109181 Jennifer Fri, 10 Sep 2010 21:10:31 +0000 http://cordei.com/2010/09/10/if-i-get-married-to-someone-who-has-credit-card-debt-will-i-be-responsible-for-her-debts/#comment-109181 Hi, I used "Credit Solution" to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here: http://d6b0.easyurl.net Hi,
I used “Credit Solution” to settle my debt and improve my credit score.They managed to reduce my debt up to 58%.It’s legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://d6b0.easyurl.net

]]> Comment on If I get married to someone who has credit card debt, will I be responsible for her debts? by Cherry Joe http://cordei.com/2010/09/10/if-i-get-married-to-someone-who-has-credit-card-debt-will-i-be-responsible-for-her-debts/comment-page-1/#comment-109180 Cherry Joe Fri, 10 Sep 2010 20:28:41 +0000 http://cordei.com/2010/09/10/if-i-get-married-to-someone-who-has-credit-card-debt-will-i-be-responsible-for-her-debts/#comment-109180 It depends on the asset you two own together and that might have affect on the other liablility. Better to seek for professional advises. There are some articles on how How to Get Out of Debt , How to Stop Debt Collector, Free Credit Card Debt, if you are interest to get further information, you can take a look at http://debt-solution-reduction-relief.blogspot.com It depends on the asset you two own together and that might have affect on the other liablility. Better to seek for professional advises.

There are some articles on how How to Get Out of Debt , How to Stop Debt Collector, Free Credit Card Debt, if you are interest to get further information, you can take a look at http://debt-solution-reduction-relief.blogspot.com

]]> Comment on What can we do to protect ourselves if a relative decides to commit identity theft? by candleinthewind7579 http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/comment-page-1/#comment-109160 candleinthewind7579 Fri, 10 Sep 2010 20:20:05 +0000 http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/#comment-109160 Contact your bank and let them know what happened, and possibly could happen. Get a credit report every 6 months to monitor any activity not made by you. Contact your credit card companies...they will "kill" this account and issue you new cards with new account numbers. Change your PIN numbers if you had them written down and this relative could have found them. Now that you know what this person is capable of...distance yourself and don't allow any future visits unless you can be there Contact your bank and let them know what happened, and possibly could happen. Get a credit report every 6 months to monitor any activity not made by you. Contact your credit card companies…they will “kill” this account and issue you new cards with new account numbers. Change your PIN numbers if you had them written down and this relative could have found them. Now that you know what this person is capable of…distance yourself and don’t allow any future visits unless you can be there

]]> Comment on If I get married to someone who has credit card debt, will I be responsible for her debts? by Barbie http://cordei.com/2010/09/10/if-i-get-married-to-someone-who-has-credit-card-debt-will-i-be-responsible-for-her-debts/comment-page-1/#comment-109179 Barbie Fri, 10 Sep 2010 20:12:20 +0000 http://cordei.com/2010/09/10/if-i-get-married-to-someone-who-has-credit-card-debt-will-i-be-responsible-for-her-debts/#comment-109179 Well, i think no.... Well, i think no….

]]> Comment on in the book, The secret by rhonda byrne…? by M http://cordei.com/2010/09/10/in-the-book-the-secret-by-rhonda-byrne/comment-page-1/#comment-109233 M Fri, 10 Sep 2010 20:01:48 +0000 http://cordei.com/2010/09/10/in-the-book-the-secret-by-rhonda-byrne/#comment-109233 i didnt read the book but i did watch the video. It was awesome and it really made me aware. If i didnt see that movie, i would live my life everyday not knowing that my bad thoughts had an effect on what is going to happen. i didnt read the book but i did watch the video. It was awesome and it really made me aware. If i didnt see that movie, i would live my life everyday not knowing that my bad thoughts had an effect on what is going to happen.

]]> Comment on How to win money online no scams? by ? †@ÿ???? http://cordei.com/2010/09/10/how-to-win-money-online-no-scams/comment-page-1/#comment-109223 ? †@ÿ???? Fri, 10 Sep 2010 19:45:21 +0000 http://cordei.com/2010/09/10/how-to-win-money-online-no-scams/#comment-109223 There is nothing free.=) There is nothing free.=)

]]> Comment on What can we do to protect ourselves if a relative decides to commit identity theft? by fantmatt http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/comment-page-1/#comment-109159 fantmatt Fri, 10 Sep 2010 19:42:21 +0000 http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/#comment-109159 sleepin with the fishes,concrete shoes, accidents happen...that's how it's done in the FAMILY. CALL THE POLICE. don't invite them over. when they do come over..make a scene..they won't come back. -m sleepin with the fishes,concrete shoes, accidents happen…that’s how it’s done in the FAMILY. CALL THE POLICE. don’t invite them over. when they do come over..make a scene..they won’t come back.
-m

]]> Comment on How to win money online no scams? by Dave C http://cordei.com/2010/09/10/how-to-win-money-online-no-scams/comment-page-1/#comment-109222 Dave C Fri, 10 Sep 2010 19:22:48 +0000 http://cordei.com/2010/09/10/how-to-win-money-online-no-scams/#comment-109222 There's no way to win "free" money without you having to pay something first. When it comes to money I believe, "If it sounds too good to be true, then it is too good to be true." There’s no way to win “free” money without you having to pay something first.

When it comes to money I believe, “If it sounds too good to be true, then it is too good to be true.”

]]> Comment on If I get married to someone who has credit card debt, will I be responsible for her debts? by Rob W http://cordei.com/2010/09/10/if-i-get-married-to-someone-who-has-credit-card-debt-will-i-be-responsible-for-her-debts/comment-page-1/#comment-109178 Rob W Fri, 10 Sep 2010 19:20:09 +0000 http://cordei.com/2010/09/10/if-i-get-married-to-someone-who-has-credit-card-debt-will-i-be-responsible-for-her-debts/#comment-109178 Well, legally NO....BUT... your starting off in the hole... look for a woman who has $20k in savings... j/k get counceling before your married so that your on the same page... money issues will cause stress on your marraige very quickly. save save save... live at home as long as you can. take your lunch to work... and check in on daveramsey.com Well, legally NO….BUT…

your starting off in the hole…
look for a woman who has $20k in savings… j/k

get counceling before your married so that your on the same page… money issues will cause stress on your marraige very quickly.

save save save… live at home as long as you can.
take your lunch to work… and check in on daveramsey.com

]]> Comment on How to win money online no scams? by Nicole http://cordei.com/2010/09/10/how-to-win-money-online-no-scams/comment-page-1/#comment-109221 Nicole Fri, 10 Sep 2010 19:18:38 +0000 http://cordei.com/2010/09/10/how-to-win-money-online-no-scams/#comment-109221 If are looking for the best mobile cash sweepstakes, try this site http://best-mobile-cash-prize-usa.blogspot.com/ There's no purchase necessary. And you can win $50k and there's a lot of different prizes as well. If are looking for the best mobile cash sweepstakes, try this site

http://best-mobile-cash-prize-usa.blogspot.com/

There’s no purchase necessary. And you can win $50k and there’s a lot of different prizes as well.

]]> Comment on If I get married to someone who has credit card debt, will I be responsible for her debts? by matthewboca http://cordei.com/2010/09/10/if-i-get-married-to-someone-who-has-credit-card-debt-will-i-be-responsible-for-her-debts/comment-page-1/#comment-109177 matthewboca Fri, 10 Sep 2010 19:15:03 +0000 http://cordei.com/2010/09/10/if-i-get-married-to-someone-who-has-credit-card-debt-will-i-be-responsible-for-her-debts/#comment-109177 If your credit card account is not joined then you will not be responsible, it will be handed to the closest relative. If your credit card account is not joined then you will not be responsible, it will be handed to the closest relative.

]]> Comment on How to win money online no scams? by Purr.. http://cordei.com/2010/09/10/how-to-win-money-online-no-scams/comment-page-1/#comment-109220 Purr.. Fri, 10 Sep 2010 18:54:52 +0000 http://cordei.com/2010/09/10/how-to-win-money-online-no-scams/#comment-109220 think.. 1. Do you want to give your money to someone who you don't even know in the internet?? 2. When you got a money, someone must be paying for it conclusion : all scam they will ask you to pay certain amount because of tax, etc and they will not give you the price money if you looking for a job then it will only pay you for small amount (except Ponzi scheme), many scam, think..
1. Do you want to give your money to someone who you don’t even know in the internet??
2. When you got a money, someone must be paying for it

conclusion :
all scam
they will ask you to pay certain amount because of tax, etc and they will not give you the price money

if you looking for a job then it will only pay you for small amount (except Ponzi scheme), many scam,

]]> Comment on What can we do to protect ourselves if a relative decides to commit identity theft? by SAYS ME http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/comment-page-1/#comment-109158 SAYS ME Fri, 10 Sep 2010 18:44:18 +0000 http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/#comment-109158 sadly very little but you can notify the credit reporting agencies and have your report red flagged ( they can give you the details about password protection - it varies from case to case ) sadly very little but you can notify the credit reporting agencies and have your report red flagged ( they can give you the details about password protection – it varies from case to case )

]]> Comment on If I get married to someone who has credit card debt, will I be responsible for her debts? by kearneyconsulting http://cordei.com/2010/09/10/if-i-get-married-to-someone-who-has-credit-card-debt-will-i-be-responsible-for-her-debts/comment-page-1/#comment-109176 kearneyconsulting Fri, 10 Sep 2010 18:42:00 +0000 http://cordei.com/2010/09/10/if-i-get-married-to-someone-who-has-credit-card-debt-will-i-be-responsible-for-her-debts/#comment-109176 No, unless you assume each other's debt you would not be liable for it. However, if you buy a house, for example, in joint ownership then things could get stickier. Financial matters can cause extreme stress on a relationship, so I suggest that the two of you get some financial counseling to see how you can work out your debt before you get married. Good luck. No, unless you assume each other’s debt you would not be liable for it. However, if you buy a house, for example, in joint ownership then things could get stickier.

Financial matters can cause extreme stress on a relationship, so I suggest that the two of you get some financial counseling to see how you can work out your debt before you get married.

Good luck.

]]> Comment on Why is it that neocons are willing to plunge the country into huge debt with endless senseless wars? by How_Would_I_Know http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/comment-page-1/#comment-109037 How_Would_I_Know Fri, 10 Sep 2010 18:24:49 +0000 http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/#comment-109037 Thank you! I appreciate it when liberals give me two points in a single post to beat them down with.. Huge Debt: Average debt as percent of GDP under the last Republican majority: 1.91% Average debt as percent of GDP under Obama: 10.3% Helping the needy: Studies show that Republicans are FAR more likly to donate time and money to charity than liberals. They're also more likely to donate blood and be organ donors. And another low IQ liberal gets beat down by reality.. TWICE! Thank you! I appreciate it when liberals give me two points in a single post to beat them down with..

Huge Debt:
Average debt as percent of GDP under the last Republican majority: 1.91%

Average debt as percent of GDP under Obama: 10.3%

Helping the needy:
Studies show that Republicans are FAR more likly to donate time and money to charity than liberals. They’re also more likely to donate blood and be organ donors.

And another low IQ liberal gets beat down by reality.. TWICE!

]]> Comment on What can we do to protect ourselves if a relative decides to commit identity theft? by 0976 http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/comment-page-1/#comment-109157 0976 Fri, 10 Sep 2010 18:21:47 +0000 http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/#comment-109157 Have all 3 of the credit reporting agencies put a notice on your record, that will help alot, but not completely. Put a password on your telephone account. Check your credit report every 2 or 3 months for a little while. You aren't responsible for all the charges, but it's a nightmare when it happens and takes time to clear up. Have all 3 of the credit reporting agencies put a notice on your record, that will help alot, but not completely.

Put a password on your telephone account.

Check your credit report every 2 or 3 months for a little while.

You aren’t responsible for all the charges, but it’s a nightmare when it happens and takes time to clear up.

]]> Comment on What can we do to protect ourselves if a relative decides to commit identity theft? by tagi_65 http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/comment-page-1/#comment-109156 tagi_65 Fri, 10 Sep 2010 18:17:30 +0000 http://cordei.com/2010/09/10/what-can-we-do-to-protect-ourselves-if-a-relative-decides-to-commit-identity-theft/#comment-109156 Yes! The first thing you need to do is notify your bank that this happened. Many banks will offer a free credit protection program for people who may have been victims. If they don't, they can refer you to reputable businesses who assist you in monitoring your credit report. Anytime someone tries to open an account in your name or do anything with your social security number, a red flag goes up. If they are granted a credit card, you will immediately call that credit card company and cancel the card, telling them that your identity has been stolen and you are not responsible for any charges made. I would also file a police report - they won't be able to do anything without proof it occurred - but as soon as this person does anything, you've got backup that you practiced "due diligence" in protecting yourself. Good luck. Yes!

The first thing you need to do is notify your bank that this happened. Many banks will offer a free credit protection program for people who may have been victims. If they don’t, they can refer you to reputable businesses who assist you in monitoring your credit report. Anytime someone tries to open an account in your name or do anything with your social security number, a red flag goes up.

If they are granted a credit card, you will immediately call that credit card company and cancel the card, telling them that your identity has been stolen and you are not responsible for any charges made.

I would also file a police report – they won’t be able to do anything without proof it occurred – but as soon as this person does anything, you’ve got backup that you practiced “due diligence” in protecting yourself.

Good luck.

]]> Comment on If I get married to someone who has credit card debt, will I be responsible for her debts? by madhavan n http://cordei.com/2010/09/10/if-i-get-married-to-someone-who-has-credit-card-debt-will-i-be-responsible-for-her-debts/comment-page-1/#comment-109175 madhavan n Fri, 10 Sep 2010 18:01:43 +0000 http://cordei.com/2010/09/10/if-i-get-married-to-someone-who-has-credit-card-debt-will-i-be-responsible-for-her-debts/#comment-109175 no no

]]> Comment on Why is it that neocons are willing to plunge the country into huge debt with endless senseless wars? by Baron http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/comment-page-1/#comment-109036 Baron Fri, 10 Sep 2010 17:35:01 +0000 http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/#comment-109036 The Why part C/O of Von Baron http://www.youtube.com/watch?v=u4MdyJDnSoI The Why part C/O of Von Baron
http://www.youtube.com/watch?v=u4MdyJDnSoI

]]> Comment on Why is it that neocons are willing to plunge the country into huge debt with endless senseless wars? by R http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/comment-page-1/#comment-109035 R Fri, 10 Sep 2010 17:22:45 +0000 http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/#comment-109035 Because, almost to a man/woman, they are making huge sums of money from the wars that they started. Guaranteed: no profits = no war. Because, almost to a man/woman, they are making huge sums of money from the wars that they started. Guaranteed: no profits = no war.

]]> Comment on Has any1 read or seen: The Secret by Rhonda Byrne? by ÐIESE? ÐUB http://cordei.com/2010/09/10/has-any1-read-or-seen-the-secret-by-rhonda-byrne/comment-page-1/#comment-109100 ÐIESE? ÐUB Fri, 10 Sep 2010 17:20:32 +0000 http://cordei.com/2010/09/10/has-any1-read-or-seen-the-secret-by-rhonda-byrne/#comment-109100 It is the same thing rehashed in a differant form like Tony Robbins etc. Think positive and positive things will happen. Of course when you are looking for something...you are much more likely to find it. It is the same thing rehashed in a differant form like Tony Robbins etc. Think positive and positive things will happen. Of course when you are looking for something…you are much more likely to find it.

]]> Comment on Has any1 read or seen: The Secret by Rhonda Byrne? by Pisces http://cordei.com/2010/09/10/has-any1-read-or-seen-the-secret-by-rhonda-byrne/comment-page-1/#comment-109099 Pisces Fri, 10 Sep 2010 17:04:56 +0000 http://cordei.com/2010/09/10/has-any1-read-or-seen-the-secret-by-rhonda-byrne/#comment-109099 I've read the book. Actually I have found it very well written. The fact is, I really wonder are there any people who uses law of attraction, and able to eat its fruits. I have tried to be positive about so many things for weeks but I could not achieved a grand prize. Maybe it depends on what we seek for. I heard a rumor about it on the radio yesterday. DJ said that after he has read the book he started to think having sex with some Hollywood celebrities. He has repeated that vision so many times for days and days and days.... After a while he sees a dream. An elder comes to him and says "ask for something reasonable pal. and we will see what we can do". As it is told in this joke, can thinking positively about my ex will bring him back to me???? If so, I can quit my job and think about him 7/24. I’ve read the book. Actually I have found it very well written. The fact is, I really wonder are there any people who uses law of attraction, and able to eat its fruits. I have tried to be positive about so many things for weeks but I could not achieved a grand prize. Maybe it depends on what we seek for. I heard a rumor about it on the radio yesterday. DJ said that after he has read the book he started to think having sex with some Hollywood celebrities. He has repeated that vision so many times for days and days and days…. After a while he sees a dream. An elder comes to him and says “ask for something reasonable pal. and we will see what we can do”. As it is told in this joke, can thinking positively about my ex will bring him back to me???? If so, I can quit my job and think about him 7/24.

]]> Comment on Why is it that neocons are willing to plunge the country into huge debt with endless senseless wars? by La Migra http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/comment-page-1/#comment-109034 La Migra Fri, 10 Sep 2010 16:26:54 +0000 http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/#comment-109034 Well....!!! Get your boy Obama to bring the boys home!!!... Well….!!! Get your boy Obama to bring the boys home!!!…

]]> Comment on Has any1 read or seen: The Secret by Rhonda Byrne? by Neysa http://cordei.com/2010/09/10/has-any1-read-or-seen-the-secret-by-rhonda-byrne/comment-page-1/#comment-109098 Neysa Fri, 10 Sep 2010 16:10:48 +0000 http://cordei.com/2010/09/10/has-any1-read-or-seen-the-secret-by-rhonda-byrne/#comment-109098 Yeah I've seen it and heard about it. I saw both Oprah episodes with the writers of the book. I think that nowdays most people are looking for something to believe in. There is no harm in trying it out. I do believe that we all send out vibrations so the law of attraction makes sense. Yeah I’ve seen it and heard about it. I saw both Oprah episodes with the writers of the book. I think that nowdays most people are looking for something to believe in. There is no harm in trying it out. I do believe that we all send out vibrations so the law of attraction makes sense.

]]> Comment on Why is it that neocons are willing to plunge the country into huge debt with endless senseless wars? by THX 1138 http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/comment-page-1/#comment-109033 THX 1138 Fri, 10 Sep 2010 15:50:30 +0000 http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/#comment-109033 Yeah...whatever. Yeah…whatever.

]]> Comment on How can I legally erase credit card debt and/or home mortgage? by Tara M http://cordei.com/2010/09/10/how-can-i-legally-erase-credit-card-debt-andor-home-mortgage/comment-page-1/#comment-109070 Tara M Fri, 10 Sep 2010 15:49:57 +0000 http://cordei.com/2010/09/10/how-can-i-legally-erase-credit-card-debt-andor-home-mortgage/#comment-109070 You can look into filing bankruptcy. It will be a huge negative mark on your credit report and can remain for up to 10 years. However you can still get credit after your bankruptcy. It will be harder, but not impossible. You can look into filing bankruptcy. It will be a huge negative mark on your credit report and can remain for up to 10 years. However you can still get credit after your bankruptcy. It will be harder, but not impossible.

]]> Comment on Why is it that neocons are willing to plunge the country into huge debt with endless senseless wars? by Obama is a Marxist http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/comment-page-1/#comment-109032 Obama is a Marxist Fri, 10 Sep 2010 15:49:12 +0000 http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/#comment-109032 Im not a neocon but a conservative christian and I gave FEMA 300.00 dollars when Katrina happened leaving me about 20 bucks in my acct. How much did you give? I brought about 12 truck loads of stuff- clothes toys and furniture to the Salvation army- Good Will and Crisis center in the past 8 months. WHAT DID YOU GIVE? Im not a neocon but a conservative christian and I gave FEMA 300.00 dollars when Katrina happened leaving me about 20 bucks in my acct.
How much did you give?

I brought about 12 truck loads of stuff- clothes toys and furniture to the Salvation army- Good Will and Crisis center in the past 8 months.
WHAT DID YOU GIVE?

]]> Comment on Has any1 read or seen: The Secret by Rhonda Byrne? by Philosophy 101 http://cordei.com/2010/09/10/has-any1-read-or-seen-the-secret-by-rhonda-byrne/comment-page-1/#comment-109097 Philosophy 101 Fri, 10 Sep 2010 15:39:23 +0000 http://cordei.com/2010/09/10/has-any1-read-or-seen-the-secret-by-rhonda-byrne/#comment-109097 Yes ive seen the movie and read the book, i think its a good concept, it keeps people thinking positive, just what we need, and it provides people with hope in starting fresh........... However, I think the concept of "law of attraction" is exaggrated...people want an easy way out of life...you know one of those "get everything but dont have to work for it" kinda like a diet pill......In reality to get anything in life you need a combination of hard work, dedication and positive thinking...you cant just sit at home thinking of cheques coming into your mail, you have to work.....and also the bad things that happen in life is not because your attracting it into your life.....victims of 911 did not attract tragedy in their lives...cancer patients did not attract cancer, humans did not bring upon any kind of disease just by having thoughts of disease, its nature...the list goes on and on...... Yes ive seen the movie and read the book, i think its a good concept, it keeps people thinking positive, just what we need, and it provides people with hope in starting fresh……….. However, I think the concept of “law of attraction” is exaggrated…people want an easy way out of life…you know one of those “get everything but dont have to work for it” kinda like a diet pill……In reality to get anything in life you need a combination of hard work, dedication and positive thinking…you cant just sit at home thinking of cheques coming into your mail, you have to work…..and also the bad things that happen in life is not because your attracting it into your life…..victims of 911 did not attract tragedy in their lives…cancer patients did not attract cancer, humans did not bring upon any kind of disease just by having thoughts of disease, its nature…the list goes on and on……

]]> Comment on How can I legally erase credit card debt and/or home mortgage? by Stephen T http://cordei.com/2010/09/10/how-can-i-legally-erase-credit-card-debt-andor-home-mortgage/comment-page-1/#comment-109069 Stephen T Fri, 10 Sep 2010 15:25:48 +0000 http://cordei.com/2010/09/10/how-can-i-legally-erase-credit-card-debt-andor-home-mortgage/#comment-109069 Yes, you can file for bankruptcy which protects certain assets of yours from seizure. However, certain things like cars and TVs can be reclaimed by the credit card companies and school loans and back taxes can still be taken out even if you file for bankruptcy because those belong to the government. The problem with bankruptcy is that you CAN NOT gets loans for the next seven years. No car loans, home loans, boat loans, etc. Yes, you can file for bankruptcy which protects certain assets of yours from seizure. However, certain things like cars and TVs can be reclaimed by the credit card companies and school loans and back taxes can still be taken out even if you file for bankruptcy because those belong to the government.

The problem with bankruptcy is that you CAN NOT gets loans for the next seven years. No car loans, home loans, boat loans, etc.

]]> Comment on Why are so many online advertisements scams? by BizSharing http://cordei.com/2010/09/10/why-are-so-many-online-advertisements-scams/comment-page-1/#comment-109090 BizSharing Fri, 10 Sep 2010 15:11:11 +0000 http://cordei.com/2010/09/10/why-are-so-many-online-advertisements-scams/#comment-109090 I hope it is going to get better once the new FTC regulation start on Dec. http://www.ftc.gov/opa/2009/10/endortest.shtm I hope it is going to get better once the new FTC regulation start on Dec.

http://www.ftc.gov/opa/2009/10/endortest.shtm

]]> Comment on Why are so many online advertisements scams? by weebler76 http://cordei.com/2010/09/10/why-are-so-many-online-advertisements-scams/comment-page-1/#comment-109089 weebler76 Fri, 10 Sep 2010 15:03:06 +0000 http://cordei.com/2010/09/10/why-are-so-many-online-advertisements-scams/#comment-109089 People are falling for them and as long as they continue to do so it will be profitable for the scammer. Interestingly enough there are so many people who fall for these things but think everything legit is a scam, no matter how much proof they see. It's simply supply and demand. As long as there are people out there who will fall for scams there will be scammers willing to take their money. The internet makes it even easier, because the scams can be run anonymously from anywhere in the world. People are falling for them and as long as they continue to do so it will be profitable for the scammer. Interestingly enough there are so many people who fall for these things but think everything legit is a scam, no matter how much proof they see.

It’s simply supply and demand. As long as there are people out there who will fall for scams there will be scammers willing to take their money. The internet makes it even easier, because the scams can be run anonymously from anywhere in the world.

]]> Comment on Why is it that neocons are willing to plunge the country into huge debt with endless senseless wars? by Catholic Libertarian http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/comment-page-1/#comment-109031 Catholic Libertarian Fri, 10 Sep 2010 14:55:16 +0000 http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/#comment-109031 Not a conservative but they give much more to charity than liberals. And I agree the defense spending and the wars are way too much. Not a conservative but they give much more to charity than liberals. And I agree the defense spending and the wars are way too much.

]]> Comment on What Auto Insurance Companies Service Is The Best? by Larsson http://cordei.com/2010/09/10/what-auto-insurance-companies-service-is-the-best/comment-page-1/#comment-109085 Larsson Fri, 10 Sep 2010 14:44:03 +0000 http://cordei.com/2010/09/10/what-auto-insurance-companies-service-is-the-best/#comment-109085 Try this site http://www.usainsurancequotes.net/ Here you can compare quotes from different companies Try this site

http://www.usainsurancequotes.net/

Here you can compare quotes from different companies

]]> Comment on How can I legally erase credit card debt and/or home mortgage? by Jessica H. http://cordei.com/2010/09/10/how-can-i-legally-erase-credit-card-debt-andor-home-mortgage/comment-page-1/#comment-109068 Jessica H. Fri, 10 Sep 2010 14:35:50 +0000 http://cordei.com/2010/09/10/how-can-i-legally-erase-credit-card-debt-andor-home-mortgage/#comment-109068 HAHAHAHA, the only way to erase it is to pay it off! HAHAHAHA, the only way to erase it is to pay it off!

]]> Comment on Why are so many online advertisements scams? by werewulf http://cordei.com/2010/09/10/why-are-so-many-online-advertisements-scams/comment-page-1/#comment-109088 werewulf Fri, 10 Sep 2010 14:33:16 +0000 http://cordei.com/2010/09/10/why-are-so-many-online-advertisements-scams/#comment-109088 people want you money people want you money

]]> Comment on What Auto Insurance Companies Service Is The Best? by Karl http://cordei.com/2010/09/10/what-auto-insurance-companies-service-is-the-best/comment-page-1/#comment-109084 Karl Fri, 10 Sep 2010 14:29:12 +0000 http://cordei.com/2010/09/10/what-auto-insurance-companies-service-is-the-best/#comment-109084 The best way to get the best insurance is by shopping around The best way to get the best insurance is by shopping around

]]> Comment on Why is it that neocons are willing to plunge the country into huge debt with endless senseless wars? by Lady Laissez Faire http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/comment-page-1/#comment-109030 Lady Laissez Faire Fri, 10 Sep 2010 14:18:09 +0000 http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/#comment-109030 I donated my old car to the Purple Hearts last year, and $50 to Haiti....what did you do charity wise? I donated my old car to the Purple Hearts last year, and $50 to Haiti….what did you do charity wise?

]]> Comment on Why is it that neocons are willing to plunge the country into huge debt with endless senseless wars? by Shovel Ready http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/comment-page-1/#comment-109029 Shovel Ready Fri, 10 Sep 2010 13:55:09 +0000 http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/#comment-109029 Historically, wars have been expansionary for the economy. How, for example, do you think the US got out of the Great Depression. Historically, wars have been expansionary for the economy. How, for example, do you think the US got out of the Great Depression.

]]> Comment on What are the causes and effects of identity theft ? How can we stop it from happening ? by angelshar http://cordei.com/2010/09/10/what-are-the-causes-and-effects-of-identity-theft-how-can-we-stop-it-from-happening/comment-page-1/#comment-109052 angelshar Fri, 10 Sep 2010 13:53:56 +0000 http://cordei.com/2010/09/10/what-are-the-causes-and-effects-of-identity-theft-how-can-we-stop-it-from-happening/#comment-109052 i think a major cause of idenity theft is poverty. it is just like everything else, peole take from others to increase what they have. not caring about the impacts on the lives of those whose they have "stolen". stopping it is the problem it has become the same as shoplifting. just enhanced for the days and times. do i think giving to the poor will help? no, because of greed. the bible speaks of idenity theft, remember the story of the brothers whom one wanted the others inherientce, he wanted it so much so that he put wool on his arms to make it appear like hair so that when his blind father touched his arm he would think it was the other brother, idenity theft! and he took his brothers inheriatnce too! the only thing we can do is pray. pray for those spirits of greed and for those who are affected. i think a major cause of idenity theft is poverty. it is just like everything else, peole take from others to increase what they have. not caring about the impacts on the lives of those whose they have “stolen”. stopping it is the problem it has become the same as shoplifting. just enhanced for the days and times. do i think giving to the poor will help? no, because of greed. the bible speaks of idenity theft, remember the story of the brothers whom one wanted the others inherientce, he wanted it so much so that he put wool on his arms to make it appear like hair so that when his blind father touched his arm he would think it was the other brother, idenity theft! and he took his brothers inheriatnce too! the only thing we can do is pray. pray for those spirits of greed and for those who are affected.

]]> Comment on Why is it that neocons are willing to plunge the country into huge debt with endless senseless wars? by Me http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/comment-page-1/#comment-109028 Me Fri, 10 Sep 2010 13:31:25 +0000 http://cordei.com/2010/09/10/why-is-it-that-neocons-are-willing-to-plunge-the-country-into-huge-debt-with-endless-senseless-wars/#comment-109028 BS, Dems voted to go to war & billions go to the needy. What else you got? BS, Dems voted to go to war & billions go to the needy.

What else you got?

]]> Comment on Has anyone read “The Secret” by Rhonda Byrne? by ask away... http://cordei.com/2010/09/10/has-anyone-read-the-secret-by-rhonda-byrne/comment-page-1/#comment-108987 ask away... Fri, 10 Sep 2010 12:45:06 +0000 http://cordei.com/2010/09/10/has-anyone-read-the-secret-by-rhonda-byrne/#comment-108987 No, I have not but from the comments, I kind of want to read it now! So is it religious? Anyone know?!?! No, I have not but from the comments, I kind of want to read it now!

So is it religious? Anyone know?!?!

]]> Comment on Outsource Data Entry and Data Processing Services to Bpo Company India by Jeff Marsh http://cordei.com/2010/08/30/outsource-data-entry-and-data-processing-services-to-bpo-company-india/comment-page-1/#comment-108873 Jeff Marsh Fri, 10 Sep 2010 12:43:50 +0000 http://cordei.com/2010/08/30/outsource-data-entry-and-data-processing-services-to-bpo-company-india/#comment-108873 Hi, this is Jeff D Marsh with Yantram –data entry services, online data service Provider - a part of Yantram BPO Services Pvt. Ltd. We can serve your all kind of requirements like Yantram - Data Entry, Data Entry Companies, Data Processing Services, XML Conversion Company, Offshore Data Entry Work, Offline Data Entry Work, Web Research Services and Data Conversion outsources, Image Processing Services, Image Editing Services. <a href="http://data-entry.outsourcing-services-india.com" rel="nofollow">http://data-entry.outsourcing-services-india.com</a> I like your information. It’s helpful to me. Your Blog is very informative for me. We are also provided Data Entry Services. Hi, this is Jeff D Marsh with Yantram –data entry services, online data service Provider – a part of Yantram BPO Services Pvt. Ltd. We can serve your all kind of requirements like Yantram – Data Entry, Data Entry Companies, Data Processing Services, XML Conversion Company, Offshore Data Entry Work, Offline Data Entry Work, Web Research Services and Data Conversion outsources, Image Processing Services, Image Editing Services.
http://data-entry.outsourcing-services-india.com
I like your information. It’s helpful to me.
Your Blog is very informative for me. We are also provided Data Entry Services.

]]> Comment on Has anyone read “The Secret” by Rhonda Byrne? by Max L http://cordei.com/2010/09/10/has-anyone-read-the-secret-by-rhonda-byrne/comment-page-1/#comment-108986 Max L Fri, 10 Sep 2010 12:20:49 +0000 http://cordei.com/2010/09/10/has-anyone-read-the-secret-by-rhonda-byrne/#comment-108986 Not only have I read the book, I have watched the DVD and totally believe in it. I have done some of the things, like making a visionary board and keeping positive (in order to attract positive energy). It really does work. You absolutely must watch the DVD (it is identical to the book - word for word). The premise is that anything dreamed can be achieved. I cannot begin to describe the book/movie without sounding like some fruitcake. The Secret is touted by scientists, scholars and general people like me throughout history. Watch it (or read it) and make up your own mind. It is easy to test and costs you nothing except gaining some control over your life. Not only have I read the book, I have watched the DVD and totally believe in it. I have done some of the things, like making a visionary board and keeping positive (in order to attract positive energy). It really does work. You absolutely must watch the DVD (it is identical to the book – word for word).
The premise is that anything dreamed can be achieved. I cannot begin to describe the book/movie without sounding like some fruitcake. The Secret is touted by scientists, scholars and general people like me throughout history. Watch it (or read it) and make up your own mind. It is easy to test and costs you nothing except gaining some control over your life.

]]> Comment on Has anyone read “The Secret” by Rhonda Byrne? by Sarah Jane http://cordei.com/2010/09/10/has-anyone-read-the-secret-by-rhonda-byrne/comment-page-1/#comment-108985 Sarah Jane Fri, 10 Sep 2010 12:13:03 +0000 http://cordei.com/2010/09/10/has-anyone-read-the-secret-by-rhonda-byrne/#comment-108985 I'm in the middle right now. I am such a Skeptical, negative person I'm struggling with it. But my 17 year old son gave it to me so I'm trying very hard to follow what it says. It's a struggle for me though. I'm just so jaded with life. But I've been reading parts of the book out loud and even posted little quotes all over my house to remind me about"the law of attraction". Let me know how you feel about i via email if you would like, SarahJaneMarie I’m in the middle right now. I am such a Skeptical, negative person I’m struggling with it. But my 17 year old son gave it to me so I’m trying very hard to follow what it says. It’s a struggle for me though. I’m just so jaded with life. But I’ve been reading parts of the book out loud and even posted little quotes all over my house to remind me about”the law of attraction”.
Let me know how you feel about i via email if you would like,
SarahJaneMarie

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