Faith and Finance

www.SHTFM.COM http SHTF Survival, Disaster and Emergency Preparedness Forums An emergency or disaster is always a survival situation. At shtfm.com learn and share about preparedness, survival, prepping, bugging in or bugging out, food storage and preservation, water purification,diy,how to, and more DHS — Preparedness, Response & Recovery In the event of a terrorist attack, natural disaster or other large-scale emergency, the Department of Homeland Security will provide a coordinated, comprehensive federal response and mount a swift and effective recovery effort. The Department assumes primary responsibility for ensuring that emergency response professionals are prepared for any situation. FEMA — Protect Your Property Everyone faces the risk of natural disaster and no plan to protect property can be complete without insurance coverage against potential damage and loss. It is important to know exactly what coverage you may need and what coverage is available to protect your property against all of the natural hazards it may be exposed to so that you are not underinsured or not insured at all. Check with your insurance company or local insurance agent. FEMA strongly encourages property owners and renters to fully explore their insurance needs and obtain adequate coverage before a disaster strikes. Ready.gov — You may need to survive on your own after an emergency. This means having your own food, water, and other supplies in sufficient quantity to last for at least three …

Question by Les R: Why have a medicare secondary insurance coverage?
I have asked this before and find that it is needed only in cases where there are large bills left over after medicare pays what they will. But, can’t you deal with the medical industry and get them to accept only what your medicare will pay before the procedures occur? I spend over $ 1200.00 per year on secondary insurance and their coverage is usually pretty crappy, like 80% of the 20% medicare doesn’t pay. Since I’ve been on medicare the secondary coverage people are making out like bandits.

Best answer:

Answer by ladystang
because you would be owing more than the $ 1200 per year you are spending.

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Local PTL Insurance Brokers, Inc. Wants To Ensure That Companies Are Covered …
Key person coverage is a type of life insurance that names a business as the beneficiary. The team at PTL Insurance Brokers, Inc. understands that California business insurance can be extremely complex at times, which is why the agency's experts are …
Read more on San Francisco Chronicle (press release)