Bankruptcy or Debt Settlement?; Has anyone used Take Charge America for debt management and if so are they reliable?

www.CreditCardReliefFormula.org Which is better, bankruptcy or debt settlement? This short video gives you some excellent perspective. Draw your own conclusions when you watch who promotes bankruptcy and who talks about debt settlement.
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Question by photogirl800mm: Has anyone used Take Charge America for debt management and if so are they reliable?
I would like to hear from people who have specifically used Take Charge America.org for reducing their debt. I would like to know if they were reliable, helpful, on the up-and-up or do you feel like you got scammed. THANKS!

Best answer:

Answer by Anselmo M
Dont Do it. Deal with someone locally, that you can walk in there office and meet with them face to face.

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WH Puts Insurance Exec In Charge Of Implementing Health Care Reform

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