When you get the first notice that a debt collector is after you – and even before that – you know you have debt problems. For help, go to yourlegallegup.com. There you will find a lot of information, much of it free. Within five days of first contact by a debt collector, you should get an opportunity to “dispute and request verification” of the debt. This video explains why you should do that. It isn’t hard for the debt collectors to do, but it will often make them go away. And if they don’t verify the debt you can sue them under the Fair Debt Collection Practices Act (FDCPA) for unfair debt collection practices. For information that will radically change what the debt collection process means to you, go to yourlegallegup.com Requiring Verification: youtu.be
