“The Mary Hanson Show” is the longest running cable program in the United States, having been on the air regularly since 1980. In this programme Mary interviews Darryl Dahlheimer from LSS Financial Counseling Services (www.lssmn.org/debt), who discusses debt management and how to live a more economical lifetsyle. The programme was recorded in November 2008 at MTN, Minneapolis.
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Question by kas5292: I am considering entering a debt management program. Anyone have any advice?
I am considering entering a debt management program because I am way over my head in credit card debt. I know it may not be the best solution but it seems I keep putting it off, getting no where paying down my debt. Does anyone have advice or comments?
Best answer:
Answer by J Rebekah
I did this. It is a very good idea. The key is that you have to really understand what put you there. You have to change your habits, it is very easy to get back under.
Make sure you work with a reputable company. They should charge a minimal monthly fee only. They should also have the type of financial counseling that will help you manage your finances and budget. Ok, now two platitudes for you that have been helpful for me: “It is not how much you save, it is what you don’t spend”(I think Suze Orman said this) and *The road to debt is paved with discount* This is to help you to be frugal, and not pseudo frugal.
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