How BB&T (Branch Banking and Trust) Rips Off Consumers and Lies At the Window to the Customer’s Face

Can somebody tell me HOW… how does a bank let you withdraw 60 bucks — notice the withdraw of sixty bucks sandwiched between 3 overdraft charges and ask yourself HOW THE HECK DID THAT HAPPEN?!?! How can an overdraft show up after withdrawing from a BB&T ATM??? if you’re really 70 or whatever in overdraft fees in the hole. How can you withdraw anything?!?!? Because folks, the system is rigged to convince you that you have more money in your account — keeping it hush hush that they’ve already deducted 135 plus 70 in overdraft fees, and keep you ignorant of it for two whole days, though BB&T has recorded in its private data records… with-holding crucial information from consumers, for two days… just waiting for you to slip up!!! If they take money from your account, they have an obligation to tell you… but its so much easier to with-hold information on these transactions for days, so they can rip you off. When you complain and try to get something done about the mistakes they made… guess what folks? THEY CHARGE YOU FOUR DOLLARS FOR TWO PHONE CALLS!!! at a 1-800 Number which is false advertising too, because 1-800 numbers are suppose to be toll free… Yeah, those charges were incurred from BB&T, one of them (not to mention) I was disconnected, while trying to reach a customer rep, and the phone was disconnected, but it didn’t stop BB&T charging me two bucks for absolutely nothing. In fact, I got nothing but hassled when I finally got through. I was not notified

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How can a private lender add payment history to credit report?; Illinois Collectors Association Offers Holiday Personal Finance Tips for Consumers

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Question by Cars & Computers: How can a private lender add payment history to credit report?
Is there a service that will provide private lenders with payment history reporting on debtors’ credit reports?

I have a mortgage from a private lender (not a relative, a private institution). The mortgage does not show up on my credit report at all, which makes my credit score lower than it could be as TransUnion notes I am being penalized for not having mortgage history.

Best answer:

Answer by bdancer222
Your lender would have to pay the fees to subscribe to the credit bureau. It isn’t cheap. Does your lender use one of the other two credit bureaus? Not all creditors belong to all three.

There is an alternative for you but this would be just a one shot listing of the mortgage. There would be no updates which wouldn’t really help your score.

What do you think? Answer below!

Illinois Collectors Association Offers Holiday Personal Finance Tips for Consumers
Monitor your accounts and immediately report any suspicious or unauthorized purchases to your bank or credit card company. Consumers should monitor their credit and are entitled to a free credit report each year at www.annualcreditreport.com.
Read more on Sacramento Bee

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