If I have a combined auto insurance policy with my my spouse, does the claim history follow both of us?; Driving down car insurance rates

Question by needautohelp: If I have a combined auto insurance policy with my my spouse, does the claim history follow both of us?
I have an auto insurance policy with my spouse. He was in an accident and filed a claim. He is not planning to buy another car and is going to use public transport. If I drop him from my policy, will my rates still go up because of his claim even though I was not involved in the accident? If I go with a different insurance company only for myself, will they also quote higher rates because of the claim?

Best answer:

Answer by dick_tracy
since you are married you are like one in cali ( I dont know where you are) but if you are in cali his rates would effect you because you are married to him. Alot of insurance companys go by the registration so if he is on there he would pose a problem but if not you could get away with it. let the agent you are working with know. they cant help you if they dont know whats going on. If they dont help move on. You would be suprised on what companys work with you.

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Driving down car insurance rates
That's why examining your car insurance makes a lot of sense. Auto insurance prices vary widely. On average, car insurance cost Americans $ 789 per vehicle annually in 2008, the most recent year of data provided by the National Association of Insurance
Read more on Omaha World-Herald

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Does my insurance coverage follow me if I am borrowing another persons vehicle?; Am I too small for Directors and Officers coverage?

Health insurance is confusing enough without trying to navigate the murky waters of terms like deductible, copay and coinsurance. More at: College.Healthguru.com
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Question by absolute_man_99: Does my insurance coverage follow me if I am borrowing another persons vehicle?
I am insured through AAA in CA. I only have the basic coverage. I am borrowing a family members car and I am not one of the insured drivers on the car ( which is also insured through AAA). I backed into a vehicle and did some minor damage. Does my insurance follow me when I am driving another persons vehicle?

Best answer:

Answer by Brad D
no it wouldbe under the owners ins.

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Am I too small for Directors and Officers coverage?
By TonyMatera No longer a boutique coverage offered to round out high level corporate insurance accounts Directors and Officers Liability Insurance (D&O) is something all business and non-for-profit organizations need to ask their agent about.
Read more on OnMilwaukee.com (blog)

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