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Question by dood: I know your homeowners insurance is suppose to go up every year, but what is normal?
My homeowners insurance cost has gone up from $ 520 last year to $ 609 this year. Thats a 17% increase . Is that too much of an increase?
Best answer:
Answer by Galactose
In most cases yes. An inflation gaurd will generally increase your Coverage A limit (dwelling) by about 6%. That does not mean your premium goes up by the same amount. What you probably have is either a change to your account ie an endorsment of sorts, a reavaluation, claims will effect you as well. If none of these are the case it could be a disappearing credit. By that I mean a new homebuyer credit that decreases over a few years. 10% your first year, 6% the second year and 3% your third. None after that. If this is a new policy that’s probably what’s happening to you.
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