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Question by ChunkyMunky: Is liability auto insurance a good idea if you own a home?
I own a home and have 150/300k full coverage on my auto. My car is a commuter with 150k miles and is worth about 5k. My car is horrible on insurance and costs me about $ 110 a month(I have a clean driving record). Would it be a good idea to lower coverage to liability? Can I still keep my 150/300k coverage for financial protection and save money by no longer having full coverage?
Best answer:
Answer by ¥FOXES¥
I think it’s time to start shopping insurance companies hard and heavy. Stay away from the big name insurance companies. The no name are just as good, but usually charge half the price.. Also you can raise your deductible to $ 1000.00. This will save you a lot of money on both the home and car, I agree on taking off the full coverage for a $ 5000.00 car. Just doesn’t make since when you really think about it, but on the other hand if you crash your car .. you’d be wishing you hadn’t cancelled the full coverage. It’s really just a gamble and you probably wont have the car much longer.
doing some shopping usually saves you money.
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