I teach a continuing education class called Demystifying Personal Insurance every semester at various local high schools . Tonight at I was at Niskayuna High School for you local peeps. I love teaching this class because I get to discuss insurance with consumers in a format where I’m not selling anything.
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Question by Antony G: Personal and public liability insurance – Is it possible to get a combined policy?
I’m about to set up a small sole trader business in the UK making furniture and I am going to be moving into a small industrial unit which I will be renting. I have been advised by the people who are renting out the unit that I need to get personal and public liability insurance. I have done a few searches on the internet but I can’t see any companies that have a combined policy. In other words it seems I have to get two seperate insurance policies for personal and public insurance. Is this right? Or is it the case that public liability also includes personal liability.
Best answer:
Answer by shelcom
Shouldn’t be a problem…call an insurance agent.
What do you think? Answer below!

