San Mateo House For Sale By Owner- Owner Financing, Move in-in 30 Days. Credit Not So Good, Self Employed, New on the Job, No Problem, YOU QUALIFY! Hillsborough-type yard but in San Mateo. Peacefulness of creek running through back yard and mature oaks and ivy along creek. Walk to Beresford park. Excellent public and private schools close by- Carey, Crystal Springs. Terrific home for entertaining. Easy access to 101/280/92 bridge. Close to shopping – Hillsdale Mall, Bridgepoint. 2 large vegetable gardens. This 3620 square foot single family home has 6 bedrooms and 4.0 bathrooms Lot over 17000 sq ft. Newly Remodeled Neighborhood Description Carey, Belmont Oaks elementary schools minutes away – K through 5. Crystal Springs middle school and high school, Serra high school, Odyssey middle school, Nueva school close by. Neighbors are pleasant and visible…no high fences and mega shrub walls to hide them like Atherton/Hillsborough! Normal feeling neighborhood with lots of kids.
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Question by turmy3: Is it possible to remove credit inquiries from my credit report?
Over the course of about three months I went on a desperate auto loan shopping spree. I was trying incredibly hard to get approved under my own name with only a year worth of credit history because I have no willing/able co-signer.
I’ve recieved about 20 inquiries and my credit score dropped over 50 points from the original 730 I had, bringing me from excellent credit to between fair and poor.
Now I know that people usually say that you should stay away from “credit repair” agencies. However, I feel cheated to have these inquires draining on my credit report for the next two years when I’ve been responsible with my credit cards as I don’t have a single late payment and I usually pay off half my debt or more every 2 weeks.
Please advise.
Best answer:
Answer by bdancer222
The fact is that you did make all those applications resulting in that many inquiries. After the first couple turn downs, you should have known your credit wasn’t enough. They do give a reason when they turn you down.
I suppose you could pay one of those repair companies a couple hundred bucks to play their slight of hand and hope the actually get some of those inquiries removed, but you’d be better off just establishing a longer on time payment history. It won’t take 2 years to get back most of those points.
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