Dani Johnson’s Spiritual Equipping at First Steps to Success; i have $16,000 in debt and i am currently in a debt management program?

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Question by jen: i have ,000 in debt and i am currently in a debt management program?
i am currently thinking about bankruptcy because i am still struggling to pay this all off. but, i live at home and i am also trying to get an apartment. should i stay in the debt management or should i file for bankruptcy? regardless im still going to have a bad credit score. i am just trying to weigh the pros and cons.

Best answer:

Answer by megan c
well bankruptcy will give you a low credit score over the next 5 years. I suggest talking to this program and seeing what they suggest to do. I hope this helps :)

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