Question by Ankit G: What are the different core banking and insurance processes that are offshorable in gory detail?
1. I am looking for the more domain related processes
2. I am not looking for details regarding the support functions that can be offshored, for e.g., Finance, HR etc.
3. Would be best if someone can lay down the complete workflow of processes in banking and insurance and then mark out the potential activities that can be offshored
Best answer:
Answer by Andrew O Consult a professional for that level of detail. I can’t imagine you’ll find it here.
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Column: It's your money, so bank wisely
There's no good reason not to move your banking to a local bank or credit union. There's a massive number of people moving their accounts out of major banks and to local banks and credit unions. Earlier this month ABC News reported 1 million people … Read more on Prescott Daily Courier
www.CreditRepairPublishing.com CREDIT COUNSELING and DEBT CONSOLIDATION What you need to know before you sign up. “(NPR News, May 15, 2006). The Internal Revenue Service is revoking the tax exempt status of some of the largest credit counseling agencies in the country. An IRS investigation disclosed that the firms solicited business from people seriously in debt and that they didn’t provide counseling or consumer education, as required. Prodded in part by a congressional oversight committee and consumer advocates, the IRS began investigating dozens of credit counseling agencies — most holding non-profit status — two years ago. IRS Commissioner Mark Everson says the companies “poisoned an entire sector of the charitable community.” Everson says in many instances, companies were organized merely to funnel business to loosely affiliated for-profit companies. Many of the firms spend millions of dollars on commercials that urge anyone with debt to call them to solve their financial woes. And because tax-exempt organizations are not bound by the federal do-not call list, the firms were able to randomly call consumers, pitching their services under the guise of a non-profit counseling service. The IRS investigations are also likely to affect consumers, thanks to a new bankruptcy law that requires consumers considering bankruptcy to get counseling before they are allowed to file. The IRS wants to ensure that only legitimate non-profit agencies are doing the counseling. In …
Question by ♥ Mary ♥: Which credit counseling service is the best to use?
I am not looking for debt consolidation service, but a credit counseling service. I do not have any credit card debt, but I do have over $ 4,500 in total debt on all of my credit reports. Which one is best?
Best answer:
Answer by cottey girl I strongly recommend you check out www.daveramsey.com
Dave Ramsey is a financial whiz whose program has changed my life completely – I am a single mom who has paid off $ 15K in debt in the past year and cannot believe how easy his program is to do and how much it works.
The web site has all sorts of information, including links on Ramsey certified counselors in your area. I can’t recommend the program or its counselors enough. You will be glad you tried it! They also give you tips on what to look for in a credit counselor and what types of services to avoid.
BTW, congrats on only $ 4500 in debt. That is not much compared to a lot of people (or myself, who was stuck with a lot of medical bills in particular after divorce). With the Ramsey plan and help from a counselor, you will be in great shape. Good luck!!
EDIT: Credit counseling does not affect your credit rating whatsoever. Your going to talk to someone for financial advice has nothing to do with your credit report.
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